Emigrant Direct

> Current Rate: 0.500%
> Current Fees: N/A
Updated November 18, 2017
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Overall Rating - 4.4 out of 5
5 total reviews.
Website Rating - 3.5 out of 5
2 total reviews.
App Rating - 0.0 out of 5
0 total reviews.
Interest Rate Rating - 3.0 out of 5
1 total reviews.
Customer Service Rating - 4.5 out of 5
2 total reviews.


Good rates, pain to set up by Beau Scott on April 16, 2006

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Definitely one of the higher rates out there, but it has taken me over two weeks to get the account set up.

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by matt on August 07, 2006

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may take 2 weeks to set up account.. but it is well worth the return on your investment.. this bank is by far the most secure on-line bank I know of.. not only do you need a user name and a password, but you need to answer 2 more security questions..

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easy & secure by philip on September 05, 2006

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Account set up is easy and secure. Interest rate is the best I could find considering the account minimum requirements.

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Been with Emigrant for years by Dave on January 23, 2016

Overall Rating Website Rating Interest Rate Rating Customer Service Rating

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I have had my online savings account with Emigrant for 10 plus years. I have always been happy with the rate even though rates are low. Transfers are quick and easy. I can usually access my money within a day or two which is find if I need it. I use this account for emergency purchases and that is it, so if the furnace goes out I just click transfer and it is there within a few days. They area also the first one to always have my tax forms ready in January. I would recommend Emigrant to anyone.

Pros

ease of transfer and customer service

Cons

rates are good for the time but just bad over all right now.

Good Bank by ODA on January 10, 2016

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I have had a savings account with Emigrant Direct for many years now and I have been very pleased with it. You can connect your savings account with a checking account from another bank, and transfer funds between the two very easily. I have found that the interest rate is competitive. I feel that online security for my account is strong. There have been some times when I have forgotten my password and the account got locked if I guessed wrong. I have had to contact customer service for help getting back in, and they are always courteous and helpful. Even though getting ‘locked out’ can be inconvenient, it does give me a sense of security that they are protecting my account.

Pros

Good interest rate, good customer service. Easy to link to other bank accounts.

Cons