Definitely one of the higher rates out there, but it has taken me over two weeks to get the account set up.
may take 2 weeks to set up account.. but it is well worth the return on your investment.. this bank is by far the most secure on-line bank I know of.. not only do you need a user name and a password, but you need to answer 2 more security questions..
Account set up is easy and secure. Interest rate is the best I could find considering the account minimum requirements.
I have had my online savings account with Emigrant for 10 plus years. I have always been happy with the rate even though rates are low. Transfers are quick and easy. I can usually access my money within a day or two which is find if I need it. I use this account for emergency purchases and that is it, so if the furnace goes out I just click transfer and it is there within a few days. They area also the first one to always have my tax forms ready in January. I would recommend Emigrant to anyone.
ease of transfer and customer service
rates are good for the time but just bad over all right now.
I have had a savings account with Emigrant Direct for many years now and I have been very pleased with it. You can connect your savings account with a checking account from another bank, and transfer funds between the two very easily. I have found that the interest rate is competitive. I feel that online security for my account is strong. There have been some times when I have forgotten my password and the account got locked if I guessed wrong. I have had to contact customer service for help getting back in, and they are always courteous and helpful. Even though getting ‘locked out’ can be inconvenient, it does give me a sense of security that they are protecting my account.
Good interest rate, good customer service. Easy to link to other bank accounts.