I have had a WTDirect account for several months now and am very happy. They came out almost a year ago, and I waited to see if they would lower their rate after the first few months. Almost a year into it, and still a great rate! Easy application process and great customer service people. Definitely check it out.
Nightmare with Wire Transfer out from CIT Bank. I initiated a wire transfer following their exact instructions to payoff my loan. Little did I know, they initiated a verification of all my available funds in account and started contacting all my bank from where I had done ACH transfer using CIT portal after going through Trial deposit. My wire transfer was not processed on the same day. Of course, all of this was done under the pretext of my own safety, security and fraud prevention. Just FYI : to stay away from this Bank. Needless to stay I am less inclined to do future business with this bank.